You Need a Rideshare Accident Lawyer in Bloomington

Have you been hurt?

If you’ve been involved in a rideshare accident in Bloomington, hiring a knowledgeable attorney is crucial. Rideshare accidents can involve complex legal issues including liability disputes and insurance claims. An experienced Bloomington rideshare accident lawyer will understand the many layers of Indiana state laws relevant to your case, ensure that all paperwork and lawsuits are handled correctly, and advocate on your behalf to secure the best possible outcome.

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Causes of Rideshare Accidents

Rideshare accidents in Bloomington can occur due to various factors including:

Driver Error: This is often the leading cause, whether it’s the rideshare driver or another motorist’s mistake. Driver error can include missing a stop sign or light, failing to brake soon enough, failing to yield, and other mistakes.
Distracted Driving: Including texting, using the rideshare app while driving, talking to passengers, changing the music, or other distractions.
Speeding and Reckless Driving: Either by the rideshare driver or other motorists on the road.
Impaired Driving: Rideshare driver or other motorists driving under the influence of alcohol or drugs.
Poor Weather Conditions: Such as ice, snow, or heavy rain, which are common in Indiana.

The cause of the accident will help your attorney determine who was at fault, and how much compensation you could receive.

Results

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^$157MillionWrongful Death – Defective Deer StandWrongful Death
^$28MillionAuto Accident with a Drunk DriverAuto Accident
^$16.5MillionAuto AccidentAuto Accident
^$15MillionAuto Accident with a Drunk DriverAuto Accident
^$5.6MillionAuto Accident with a Semi TruckTrucking Accident
^$5.6MillionDefective MachineNegligence

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Who Is Liable?

Determining liability in a rideshare accident depends on the specific circumstances of the crash. The driver is not the only potentially liable party. Liability may fall on the:

Rideshare driver
Other vehicle(s) involved in the accident
Pedestrian(s) involved in the accident
Other hazards out of the driver’s control

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Insurance Requirements for Rideshare Drivers

Indiana law mandates standard car insurance for all drivers, however, Uber and Lyft have their own insurance requirements.

Uber’s & Lyft’s Insurance Requirements

Uber's and Lyft’s insurance requirements are very similar. They are designed to ensure that both drivers and passengers are protected in case of an accident. Both rideshare companies provide commercial insurance coverage that complements a driver’s personal auto insurance. This coverage varies depending on whether the driver is offline, waiting for a ride request, en route to pick up a passenger, or during the trip itself. Here are the typical coverage requirements:

Offline (Not Using the Uber App)

Coverage: No Uber coverage.
Insurance: The driver’s personal auto insurance is in effect.

Available or Waiting for a Ride Request (Period 1)

Third-Party Liability Coverage
- Bodily Injury: $50,000 per person.
- Bodily Injury: $100,000 per accident.
- Property Damage: $25,000 per accident.
Personal Insurance: The driver’s personal auto insurance may provide additional coverage.

En Route to Pick Up Passengers and During Trips (Period 2 and Period 3)

Commercial Auto Insurance: Uber provides this coverage, which includes:
- Third-Party Liability: At least $1,000,000 per accident.
- Uninsured/Underinsured Motorist Bodily Injury: This coverage varies by state but typically matches the third-party liability limits.
- Contingent Comprehensive and Collision: This coverage applies if the driver has personal comprehensive and collision coverage. The deductible is $2,500.

Additional Coverage

Contingent Liability Coverage: If a driver’s personal insurance does not cover an accident during Period 1, Uber’s contingent liability coverage may apply.
State-Specific Variations: Insurance requirements and coverage limits can vary significantly by state. Some states might have higher minimum requirements or additional coverages mandated by law.
Commercial Auto Insurance Policy: Drivers can obtain a commercial auto insurance policy if they desire additional coverage beyond what Uber provides.

It is crucial for rideshare drivers to understand their personal auto insurance policies as well as their rideshare company’s insurance coverage to ensure they are fully protected while driving.

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FAQ

Bloomington Rideshare Accident FAQs

Still have a question? Ask us any time, day or night.

1-800-888-HURT

How much money can I get from a rideshare accident settlement?

Settlements vary based on the accident's circumstances, the severity of injuries, and the insurance policies involved. Your attorney can help estimate a figure based on your specific situation.

Will my case go to trial?

Most rideshare accident claims are settled out of court. However, if a satisfactory settlement cannot be reached, your lawyer might suggest going to trial.

Let a Bloomington Rideshare Accident Lawyer Help You

Have you been hurt?

Navigating the aftermath of a rideshare accident can be overwhelming. A rideshare accident lawyer in Bloomington can guide you through every step of the process, handle negotiations with insurance companies, and represent you in court if necessary.

The Nunn Law Office is ready to fight for you. We’ll stand up to the insurance company and negotiate a fair settlement on your behalf. Get a free case review with a member of our team today.

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